It doesn’t matter how much damage has been done after a fire, it is certainly a devastating thing to happen to the home and to the people living within it.
If you happened to suffer any sort of house fire, there isn’t any doubt in the world that you are more than likely feeling overwhelmed and besides yourself. Most homeowners do no not have any idea what to do in such an event and what particular course of action to take may be a little confusing. Knowing what to do and how to go about construction repairs after a fire has taken place are crucial and this article should help guide you regarding some of the decisions that you will be making.
Make Safety a Priority
The safety within a home obviously becomes reduced after a fire has taken place. The structure of the home can become compromised by a fire, through weakening of the joists and the walls, so the objective is to never enter a building until it has been inspected and verified safe to.
Get a Plan Together
The process regarding the repair process typically is an unexpected one and it will almost always come at the worst of times it seems. A good way to make it less painful is by putting together a good plan and taking good notes accordingly. Here are some of the things that you should think about ahead of time:
Matters of Insurance
The first thing to do is to contact your insurance agent after a fire has taken place to let them know precisely what happened. You must be aware of your rights as a consumer and that you have a legal right to select what contractor that you would like. It is known that insurance companies cannot pressure you to the contractors that they have under contract. You will file a claim and be assigned to a claim number, an adjuster’s contact info and any special notes taken from your conversation with the insurance company.
Create a Plan for Rebuilding
Regard how you would like your home rebuilt. Most insurance policies will rebuild the home just as it was prior to the fire. Any changes made will have to be paid out of pocket, in addition to the deductible.
Selecting the Right Contractor
When it comes down to it, two critical factors need to be assessed after your home has suffered a fire, an insurance company and a good contractor. When you find the right contractor, you will be dealing with them throughout the entire investigation. Choose a contractor who will make you feel relaxed, at home and yet have high marks and is regarded as a great, reliable company. Make sure that the company you choose is experienced in the fixes that you will need done and never feel bashful about asking them too many questions.
Here are some of the do’s and the don’ts to take note of prior to having the home inspected:
- Make sure that all of the damaged areas are properly ventilated
- See that all of the electrical components are turned off
- If there is any food in the refrigerator or in the freezer, relocate all of the contents to a working unit.
- Replace all of the air conditioning filters until rebuilding has been complete
- Make certain that all of the chrome plated surfaces have been completely cleaned up with a wash cloth and detergent
- Keep track of all documentation, which includes lodging, food, rental car, pet boarding, emergency repair and professional services receipts. Such expenses may be reimbursed in the future, as likely stated by your insurance company.
- Never walk on any upholstery, textiles or carpet which has been sooted
- It is important to keep from using any electrical devices which have been damaged
- Avoid eating or drinking any food which may have been exposed to heat or excessive smoke
- Do not disturb any textiles or move any sort of contents within the fire damaged home
- Never enter any area of the home that has been disturbed or which may pose any threat to human safety
Getting Life Back to Normal
Construction repairs to a home may appear to be overwhelming at first but once you get all of the affairs in order, before you know it you will have your home back to it’s original state. If you happen to be going through such a hard time, always known that there are people there to help you and make sure that you get your life back to the way it was.